Federal Student Loans involve questions about both the borrowing arrangement and its cost. Complete the required aid process and review the award information. Subsidized and unsubsidized loans differ in how interest is handled in qualifying periods. Ask the school to explain the exact loan type, amount and timing shown in the aid offer. # K% _# g0 a* S5 E8 @ 8 \* _1 S$ G2 y% yWhich federal loan is in my aid offer? Which academic year and disbursement rules apply? What would be lost by refinancing privately? The BorrowCompass guide at direct subsidized loan minimum amount helps organize these points. Confirm the current terms with the provider and compare the full repayment obligation. This is educational information, and eligibility depends on the applicable requirements.